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Tradeline Calculator
Analyze your credit profile and discover exactly which tradeline will help you reach your goals
Revolving Accounts
Credit cards and lines of credit
Goal Calculator
Enter the utilization and total average age that you desire
Recommended Tradelines
Options to reach your goals
Choose the option that best fits your budget. Multiple tradelines can achieve the same results as one.
Quick Tips
- • Keep utilization under 10% for best results
- • Older tradelines have more impact on average age
- • Higher limits help dilute existing balances
- • Include closed accounts for accurate age
Steps to Use Tradeline Calculator
1. Get a recent copy of your credit report or use Credit Karma
2. Identify your revolving accounts and non-revolving accounts. (The revolving accounts will be used to calculate your age and utilization and the non-revolving accounts will only be used to calculate your age)
3. Enter the relevant account information into the Revolving Accounts section and Non-Revolving Accounts sections of the tradeline calculator
4. Use the Goal Calculator sliders to enter your goals for your credit profile in terms of Utilization and Average Age are.
5. Once all of your data is entered and your goals are set, the calculator will identify the the age and credit limits you should purchase in tradelines. (You can buy multiple tradelines to help reach your goal)
Example of tradeline calculator recommendation
