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Become a Tradeline Seller
What being a "tradeline seller" means
When you are a “tradeline seller” it means that you are allowing someone to “piggyback” on your credit card as an authorized user for a fee.
This allows people to improve their credit profiles by improving their average age of their credit and/or reducing their utilization.
Since age is the most difficult part of your credit profile to change, you will often see people selling “aged tradelines” or “seasoned tradelines” because age is so valuable.
If you’re interested in selling your own tradelines click the button below to submit an application or keep reading to learn more.
How much do tradeline sellers make?
The amount of money Tradeline sellers can make is determined by four factors.
- Number of tradelines available
- Age of Tradelines
- Credit limit of Tradelines
- Number of times they sell their Tradelines each month.
You can see how much your Tradeline is worth by checking out this page or using our Tradeline earning tool.
Generally I would say that earnings are $170 – $1,800 per month for sellers
The risks of selling tradelines
Selling credit tradelines, aka authorized-user tradelines, isn’t illegal but it’s not an activity that the big banks love since the authorized users won’t be spending money on these accounts.
Tradeline buyers only use credit tradelines to temporarily boost their scores.
The primary risk with selling credit tradelines is that a bank can choose to shut down all of your credit cards with them at the drop of a hat, but there are only two banks that are very strict with Tradelines; Chase and Bank of America.
Check out our breakdown for the best and worst banks to sell tradelines with.
If you choose to sell your Tradelines with Tradeline Express we will take precautions to make sure that you are exposed to the lowest risk possible.
We won’t allow too many people to be on your credit tradeline as authorized users for very long, and we will only sell tradelines that are deemed low risk.
Check out a more detailed list of the risks of selling tradelines HERE
The pros of a tradeline seller compared to a credit card churner
When you have to churn credit cards you not only have to physically go to stores oftentimes in order to spend money on your cards, but to maximize your points you’ll be credit card cycling as well, something the banks are getting more strict with.
Many people are churning costco gold bars right now, but with the price of gold going parabolic I won’t be surprised if this doesn’t last much longer.
On the other hand, adding authorized users probably won’t ever be banned since financially literate people have been adding their kids, nieces/nephews, and cousins for decades.
As long as you know which banks to use and which banks not to use you’ll be fine.
If you educate yourself on both side hustles you’ll be able to find out which banks to churn with and which banks to sell tradelines with.
How to start selling tradelines now
If you’re interested in seeing how much you can earn as a tradeline seller please check out our Tradeline Earnings Calculator.
If you’re ready to sign up your credit tradelines for sale today, then you can use the form below to apply to be a tradeline seller with Tradeline Express.
We’ll reach out to you, answer any questions that you may have, and also let you know which tradelines we will be listing for you.
